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Admit It: People Herd
Why is the stock market falling so uncontrollably?

By Vadim Pokhlebkin
Thu, 09 Oct 2008 19:30:00 ET
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On the day when the DJIA fell another 678 points to close below 8,600, it seems appropriate to talk about the herding impulse in humans. First, a note from an Elliott Wave International's (EWI) Message Board reader:
 
10/8/2008, 9:10 AM – "For those who believe in a rational stock market, the last month of wild market swings should disprove their thinking. Even today futures were down 200, then up 300, then down 200 – all in a matter of three hours. It's crazy out there. I am, thankfully, an Elliott Wave trader and carefully pick my trades with your help. THANK YOU, Edward F."
 
We at EWI observed decades ago that the financial markets are anything but rational. Now the mainstream media is also picking up on this fact. Here's an excerpt from the October 7 New York Times article, "Forget Logic; Fear Appears to Have Edge" (emphasis added):
 
"Anybody searching for cause-and-effect logic in the daily gyrations of the market will be disappointed... the market has become a case study in the psychology of crowds, many experts say. During the dot-com boom in the late 1990s, it seemed everybody and their grandmothers were piling into stocks. Now they are bailing out.
 
"Fear is an immensely powerful force… Scientists who have studied the brain function have found that the amygdala, the part of the brain that controls fear, responds faster than the parts of the brain that handle cognitive functions."
 
And now, another quote – this one from a 1999 book "The Wave Principle of Human Social Behavior…" by Bob Prechter, EWI's founder and CEO. It's long – but very, very relevant to the current financial crisis (emphasis added):
 
"The primitive [human] brain stem, called the basal ganglia, which we share with animal forms as low as reptiles, controls impulses essential to survival. The limbic system, which we share with mammals, controls emotions. The neocortex, which is significantly developed only in humans, is the seat of reason. Thus, we actually have three connected minds: primal, emotional and rational."
 
"The emotional brain can be triggered by a walnut-sized structure called the amygdala. If the amygdala senses a threat, it reacts instantaneously, signaling crisis and setting off emotional alarms in the limbic system. In an emotionally charged situation, the limbic system usually wins.
 
"As a primitive tool of survival, emotional impulses from the limbic system impel a desire among individuals to seek signals from others in matters of knowledge and behavior and therefore to align their feelings and convictions with those of the group. The desire to belong to and be accepted by the group is particularly powerful in intensely emotional social settings, when it can overwhelm the higher brain functions.
 
"In a realm such as investing, where so few are knowledgeable…the tendency toward dependence is pervasive. Trends…are steered not by the rational decisions of individual minds but by the peculiar collective sensibilities of the herd. Wall Street certainly shares aspects of a crowd… Most people get virtually all of their ideas about financial markets from other people, through newspapers, television, tipsters and analysts, without checking a thing. This dependence is nearly universal, even among long-term investors.
 
"Financial markets induce a form of hypnosis in most people. Outwardly, they appear rational. Inside, their unconscious is in control. They are driven to follow the herd because they do not have firsthand knowledge adequate to form an independent conviction, which makes them seek wisdom in numbers. The unconscious says: You have too little basis upon which to exercise reason; your only alternative is to assume that the herd knows where it’s going.
 
"This fact relates directly to the behavior of financial market participants, who can be flushed with confidence one day and in a state of utter panic the next. Throughout the herding process…the conviction of the rightness of stock valuation at each price level is powerful, emotional and impervious to argument.
 
"It is an advantage to survival…to avoid rejection by revealing your sameness. Pressure from, and influence by, peers, then, is at least one reason why most people cannot bring themselves to change from a bullish to bearish orientation or vice versa if to do so would go against the ideas of their associates. It also explains why a market or other social trend can continue for a long, long time and why financial valuations can become so extreme as to appear outrageous…"
 
Doesn't that explain the boom-and-bust cycle we've been witnessing since the dot.com bubble? But what's also very interesting is that human collective herding impulses develop in Elliott wave patterns – which makes those impulses predictable. More from Prechter's "The Wave Principle of Human Social Behavior…":
 
"When the unconscious mind operates, it could hardly do so randomly, as that would mean no thought at all. It must operate in patterns peculiar to it. This is clearly the case in individuals, whose limbic systems produce the same patterns of behavior over and over.
 
"A person’s patterned psychological dynamics as they relate to the social environment produce an unconscious impulse to herd, which in combination with like minds produces global patterns of interactive dynamics in a shared social setting.
 
"When a herd 'thinks,' the result is not reason but an emotional interpersonal dynamic that must be the source of [Elliott] waves. The resulting pattern of collective conduct apparently takes the form of the Wave Principle."
 
To the students of crowd psychology and the Elliott Wave Principle, the recent irrational behavior of the stock market came as no surprise. Going forward, this knowledge may become even more valuable. This last, quick quote from a recent article by Fastcompany.com explains why (emphasis added):
 
"…president of a New York-based executive placement firm…says he received a phone call on Monday morning from a hedge fund that fired an entire trading desk, and asked his firm to find replacements who understand market psychology."
 

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Tags: herding, Investing, Wall Street, crowd psychology, market psychology

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The Elliott Wave Principle is a detailed description of how financial markets behave. The description reveals that mass psychology swings from pessimism to optimism and back in a natural sequence, creating specific Elliott wave patterns in price movements. Each pattern has implications regarding the position of the market within its overall progression, past, present and future. The purpose of Elliott Wave International’s market-oriented publications is to outline the progress of markets in terms of the Wave Principle and to educate interested parties in the successful application of the Wave Principle. While a course of conduct regarding investments can be formulated from such application of the Wave Principle, at no time will Elliott Wave International make specific recommendations for any specific person, and at no time may a reader, caller or viewer be justified in inferring that any such advice is intended. Investing carries risk of losses, and trading futures or options is especially risky because these instruments are highly leveraged, and traders can lose more than their initial margin funds. Information provided by Elliott Wave International is expressed in good faith, but it is not guaranteed. The market service that never makes mistakes does not exist. Long-term success trading or investing in the markets demands recognition of the fact that error and uncertainty are part of any effort to assess future probabilities. Please ask your broker or your advisor to explain all risks to you before making any trading and investing decisions.